Disclaimer

Last Updated: January 10, 2025

This Disclaimer outlines the limitations and conditions for use of information provided on the DeckzMart platform. Please read carefully before using our services.

1. General Information Disclaimer

All content, data, and tools provided on DeckzMart are offered "as is" without warranty of any kind, either express or implied. While we strive for accuracy and reliability, we make no representations or warranties regarding:

• The accuracy, completeness, or reliability of any information
• The suitability of content for any particular purpose
• The timeliness or currency of data
• The absence of errors, bugs, or interruptions

2. Market Data Disclaimers

2.1 Third-Party Data Sources

DeckzMart aggregates data from various sources, including:

• HM Land Registry: Contains HM Land Registry data © Crown copyright and database right 2024
• Office for National Statistics (ONS): Contains ONS data © Crown copyright and database right 2024
• Ordnance Survey: Contains OS data © Crown copyright and database right 2024

2.2 Data Accuracy Limitations

We cannot guarantee:

• 100% Accuracy: Data may contain errors from source providers
• Real-Time Data: Some data may be delayed or historical
• Completeness: Not all properties or transactions may be included
• Data Processing: Our algorithms may introduce errors
• Third-Party Changes: Source data may be revised or corrected after publication

2.3 Historical Data Reliability

Historical property data is subject to:

• Revisions by source providers
• Changes in reporting methodologies
• Geographic boundary changes
• Incomplete records, especially for older transactions

Important: Historical trends do not guarantee future performance or market conditions.

2.4 Market Predictions and Forecasts

Any predictions, forecasts, or projections provided:

• Are based on historical data and statistical models
• Cannot account for unforeseen events or market changes
• Should not be relied upon as guarantees
• Are subject to significant uncertainty
• May be materially inaccurate

Market conditions can change rapidly due to:

• Economic events
• Political changes
• Natural disasters
• Regulatory changes
• Global events (pandemics, conflicts, etc.)

3. Property Valuation Disclaimers

3.1 Estimates Only

Property valuations provided by DeckzMart are:

• Automated Estimates: Generated by algorithms, not professional valuations
• For Guidance Only: Should not be relied upon for financial decisions
• Not Appraisals: Do not meet professional valuation standards
• Subject to Error: May differ significantly from actual market values

3.2 Factors Not Accounted For

Our automated valuations cannot consider:

• Internal condition and quality of finishes
• Recent renovations or improvements
• Specific property defects or issues
• Micro-location factors (e.g., traffic noise, views)
• Planning permissions or restrictions
• Local market sentiment
• Buyer motivation in specific transactions

3.3 Professional Valuation Recommended

For important decisions, always obtain:

• Professional Appraisal: From RICS-qualified surveyor
• Market Analysis: From local estate agents
• Legal Advice: For complex transactions
• Financial Advice: For investment decisions

4. Not Financial or Investment Advice

4.1 Information Only

DeckzMart does NOT provide:

• Financial advice
• Investment advice
• Tax advice
• Legal advice
• Mortgage advice
• Recommendations to buy or sell property

4.2 Not Regulated Financial Services

DeckzMart is NOT:

• Regulated by the Financial Conduct Authority (FCA)
• Authorized to provide investment advice
• A financial services provider
• A mortgage broker or lender

4.3 Consult Professionals

Before making property investment decisions, consult:

• Financial Advisor: FCA-authorized for investment advice
• Mortgage Broker: For financing options
• Solicitor: For legal aspects
• Accountant: For tax implications
• Surveyor: For property condition

4.4 Investment Risks

Property investment carries risks including:

• Property values can decrease
• Rental income is not guaranteed
• Properties may be difficult to sell
• Maintenance costs can be significant
• Regulatory changes may affect returns
• Interest rates may increase

Past performance does NOT guarantee future results.

5. Property Information Disclaimers

5.1 User-Generated Content

Property listings are created by users (agents, landlords). DeckzMart:

• Does not verify accuracy of listings
• Does not endorse or guarantee properties
• Is not responsible for misrepresentations
• Cannot ensure property availability

5.2 Verify All Details

You must independently verify:

• Property details and descriptions
• Measurements and dimensions
• Council tax band and service charges
• Leasehold terms and ground rent
• Planning permissions and restrictions
• Environmental factors (flooding, contamination)
• Property condition and defects

5.3 No Warranty of Accuracy

Property information may:

• Contain errors or omissions
• Be outdated
• Differ from actual property
• Include aspirational descriptions

5.4 Changes May Occur

Between viewing and sale/rental:

• Prices may change
• Properties may be withdrawn
• Availability may change
• Property condition may deteriorate

6. AI and Automated Features Disclaimer

6.1 Machine Learning Limitations

AI-powered features:

• Are probabilistic, not deterministic
• May contain biases from training data
• Cannot account for all variables
• Require human oversight and judgment
• Should be used as decision-support tools only

6.2 No Guarantee of AI Outcomes

We do NOT guarantee:

• Accuracy of AI predictions
• Suitability of AI recommendations
• Success of AI-suggested strategies
• Absence of errors in AI outputs

6.3 Human Responsibility

Users remain responsible for:

• Reviewing AI outputs
• Making final decisions
• Consequences of decisions
• Compliance with laws and regulations

7. Third-Party Links and Services

7.1 External Links

DeckzMart may contain links to third-party websites and services. We:

• Do not control external sites
• Do not endorse external content
• Are not responsible for external site accuracy
• Are not liable for external site actions

7.2 Third-Party Service Providers

Services from partners (Alan Boswell Group, HomeLet, etc.):

• Are subject to their own terms and conditions
• Are provided by independent companies
• Are not guaranteed by DeckzMart
• May have their own disclaimers and limitations

7.3 External Site Policies

When you visit external sites:

• Their privacy policies apply
• Their terms and conditions govern
• We are not responsible for their data practices

8. Technical and Software Disclaimers

8.1 "As Is" Service

The DeckzMart platform is provided "as is" and "as available" without warranties of any kind, including:

• Implied warranties of merchantability
• Fitness for a particular purpose
• Non-infringement
• Uninterrupted or error-free operation

8.2 Service Availability

We do not guarantee:

• 24/7 availability
• Absence of bugs or errors
• Compatibility with all devices
• Immediate bug fixes

8.3 Data Loss

While we maintain backups, you are responsible for:

• Keeping your own backups of critical data
• Regularly exporting important information
• Verifying data integrity

9. Geographical Limitations

9.1 UK Market Focus

DeckzMart is designed for the UK property market. Information may not be:

• Accurate for non-UK markets
• Compliant with non-UK regulations
• Suitable for international use

9.2 Regional Variations

Property laws and practices vary across the UK:

• England and Wales
• Scotland
• Northern Ireland

Always consult local professionals familiar with applicable regional laws.

10. Time-Sensitive Information

Information on DeckzMart may become outdated due to:

• Market changes
• Regulatory updates
• Data source revisions
• Property status changes

Always verify current information before making decisions.

11. Limitation of Liability

To the fullest extent permitted by law, DeckzMart Ltd and its directors, employees, and agents shall not be liable for:

• Losses resulting from reliance on information provided
• Inaccurate, incomplete, or outdated information
• Property investment losses
• Lost profits or business opportunities
• Indirect, incidental, or consequential damages
• Actions of third parties (including platform users)

12. Your Responsibility

By using DeckzMart, you acknowledge that:

• You use the platform at your own risk
• You are responsible for verifying all information
• You will consult appropriate professionals
• You understand the limitations outlined in this Disclaimer
• You accept full responsibility for your decisions

13. Contact Us

If you have questions about this Disclaimer:

• Legal Team: legal@deckzmart.com
• General Support: support@deckzmart.com
• Postal Address: DeckzMart Ltd, London, United Kingdom